The Influence of Capital Adequacy Liquidity and Credit Risk on Profitability Trends of Banking Sub-Sector Companies Listed on the Indonesia Stock Exchange
DOI:
https://doi.org/10.52630/jmbv.v14.i02.334Keywords:
Liquidity, Capital Adequacy, Non Performing Loan, ProfitabilityAbstract
This study aims to determine the effect of liquidity (LDR), capital adequacy (CAR) and non performing loan (NPL) on profitability. This research is quantitative. The population in this study is banking sub-sectors companies listed on the Indonesia Stock Exchange for the 2019-2022 period. The sampling technique used in this study was purposive sampling. The research sample was 6 companies with 30 observations. The data analysys technique used is a multiple linear regression method assisted by the SPSS 27 program. The results showed that partially the liquidity variable (LDR) had a negative and not significant effect on profitability (ROA), capital adequacy (CAR) had a positive and significant effect on profitability (ROA) and non performing loan (NPL) not had a positive and not significamt effect on profitability (ROA). Then the variable liquidity (LDR), capital adequacy (CAR) and non performing loan (NPL) simultaneously not have a and not significant effect on profitability (ROA)
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